Call reports 2020
SKYLINE NATIONAL BANK — 2020
What SKYLINE NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 716,124,000 | 793,954,000 | 816,633,000 | 855,085,000 |
| Total loans | 577,191,000 | 650,599,000 | 677,737,000 | 664,095,000 |
| Allowance for loan losses | 4,252,000 | 4,654,000 | 4,794,000 | 4,900,000 |
| Securities available for sale | 29,170,000 | 33,006,000 | 30,411,000 | 33,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,306,000 | 691,239,000 | 714,184,000 | 755,545,000 |
| Interest-bearing deposits | 448,771,000 | 471,393,000 | 492,990,000 | 523,676,000 |
| Noninterest-bearing deposits | 172,535,000 | 219,846,000 | 221,194,000 | 231,869,000 |
| Equity capital | 81,132,000 | 82,854,000 | 83,176,000 | 84,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,736,000 | 15,407,000 | 23,227,000 | 31,743,000 |
| Interest expense | 854,000 | 1,704,000 | 2,579,000 | 3,440,000 |
| Net interest income | 6,882,000 | 13,703,000 | 20,648,000 | 28,303,000 |
| Noninterest income | 1,250,000 | 2,429,000 | 3,726,000 | 4,992,000 |
| Noninterest expense | 5,926,000 | 12,117,000 | 18,398,000 | 25,035,000 |
| Provision for loan losses | 322,000 | 736,000 | 1,027,000 | 1,189,000 |
| Pretax income | 2,096,000 | 3,481,000 | 5,253,000 | 7,381,000 |
| Income tax | 418,000 | 683,000 | 1,040,000 | 1,460,000 |
| Net income | 1,678,000 | 2,798,000 | 4,213,000 | 5,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,529,000 | 76,609,000 | 77,225,000 | 79,240,000 |
| Total capital | 79,814,000 | 81,303,000 | 82,059,000 | 84,176,000 |
| Risk-weighted assets | 592,123,000 | 589,221,000 | 616,090,000 | 642,612,000 |