Call reports 2016
SKYLINE NATIONAL BANK — 2016
What SKYLINE NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 319,720,000 | 317,286,000 | 558,559,000 | 558,455,000 |
| Total loans | 240,912,000 | 244,800,000 | 408,566,000 | 411,968,000 |
| Allowance for loan losses | 3,312,000 | 3,309,000 | 3,480,000 | 3,420,000 |
| Securities available for sale | 37,763,000 | 33,846,000 | 59,269,000 | 62,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,693,000 | 274,301,000 | 492,590,000 | 501,004,000 |
| Interest-bearing deposits | 196,920,000 | 194,801,000 | 368,417,000 | 372,163,000 |
| Noninterest-bearing deposits | 80,773,000 | 79,500,000 | 124,173,000 | 128,841,000 |
| Equity capital | 31,015,000 | 31,743,000 | 53,804,000 | 53,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,201,000 | 6,352,000 | 12,087,000 | 17,557,000 |
| Interest expense | 426,000 | 767,000 | 1,256,000 | 1,729,000 |
| Net interest income | 2,775,000 | 5,585,000 | 10,831,000 | 15,828,000 |
| Noninterest income | 595,000 | 1,233,000 | 2,320,000 | 3,277,000 |
| Noninterest expense | 3,096,000 | 5,689,000 | 10,572,000 | 16,696,000 |
| Provision for loan losses | -87,000 | -95,000 | 14,000 | -5,000 |
| Pretax income | 722,000 | 1,588,000 | 2,929,000 | 2,779,000 |
| Income tax | 274,000 | 552,000 | 1,016,000 | 950,000 |
| Net income | 448,000 | 1,036,000 | 1,913,000 | 1,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,152,000 | 30,874,000 | 49,653,000 | 50,111,000 |
| Total capital | 33,197,000 | 33,978,000 | 53,167,000 | 53,658,000 |
| Risk-weighted assets | 240,989,000 | 243,354,000 | 411,551,000 | 421,801,000 |