Call reports 2015
SKYLINE NATIONAL BANK — 2015
What SKYLINE NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 332,347,000 | 324,048,000 | 332,122,000 | 331,557,000 |
| Total loans | 223,447,000 | 227,497,000 | 229,918,000 | 241,216,000 |
| Allowance for loan losses | 3,827,000 | 3,679,000 | 3,485,000 | 3,418,000 |
| Securities available for sale | 69,601,000 | 61,031,000 | 59,382,000 | 56,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,478,000 | 272,649,000 | 279,838,000 | 279,901,000 |
| Interest-bearing deposits | 208,478,000 | 203,556,000 | 206,056,000 | 199,283,000 |
| Noninterest-bearing deposits | 72,000,000 | 69,093,000 | 73,782,000 | 80,618,000 |
| Equity capital | 30,880,000 | 30,457,000 | 31,113,000 | 30,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,118,000 | 6,267,000 | 9,469,000 | 12,703,000 |
| Interest expense | 585,000 | 1,150,000 | 1,701,000 | 2,226,000 |
| Net interest income | 2,533,000 | 5,117,000 | 7,768,000 | 10,477,000 |
| Noninterest income | 615,000 | 1,218,000 | 1,834,000 | 2,488,000 |
| Noninterest expense | 2,636,000 | 5,283,000 | 7,973,000 | 11,483,000 |
| Provision for loan losses | -136,000 | -105,000 | -119,000 | -187,000 |
| Pretax income | 659,000 | 1,244,000 | 1,847,000 | 1,766,000 |
| Income tax | 198,000 | 350,000 | 526,000 | 656,000 |
| Net income | 461,000 | 894,000 | 1,321,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,164,000 | 29,603,000 | 29,919,000 | 29,686,000 |
| Total capital | 32,141,000 | 32,712,000 | 33,143,000 | 32,953,000 |
| Risk-weighted assets | 233,599,000 | 244,321,000 | 252,879,000 | 257,891,000 |