Call reports 2014
SKYLINE NATIONAL BANK — 2014
What SKYLINE NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 333,964,000 | 329,600,000 | 332,977,000 | 332,878,000 |
| Total loans | 211,600,000 | 216,360,000 | 220,945,000 | 222,991,000 |
| Allowance for loan losses | 4,407,000 | 4,280,000 | 4,309,000 | 4,185,000 |
| Securities available for sale | 73,298,000 | 69,296,000 | 64,959,000 | 69,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,863,000 | 278,669,000 | 281,387,000 | 282,152,000 |
| Interest-bearing deposits | 219,438,000 | 214,910,000 | 215,249,000 | 213,694,000 |
| Noninterest-bearing deposits | 64,425,000 | 63,759,000 | 66,138,000 | 68,458,000 |
| Equity capital | 29,022,000 | 29,953,000 | 30,498,000 | 29,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,288,000 | 6,437,000 | 9,708,000 | 12,996,000 |
| Interest expense | 671,000 | 1,326,000 | 1,975,000 | 2,599,000 |
| Net interest income | 2,617,000 | 5,111,000 | 7,733,000 | 10,397,000 |
| Noninterest income | 545,000 | 1,137,000 | 1,717,000 | 1,768,000 |
| Noninterest expense | 2,561,000 | 5,199,000 | 7,844,000 | 10,929,000 |
| Provision for loan losses | 45,000 | 86,000 | 232,000 | 294,000 |
| Pretax income | 564,000 | 1,107,000 | 1,616,000 | 1,350,000 |
| Income tax | 149,000 | 293,000 | 437,000 | 359,000 |
| Net income | 415,000 | 814,000 | 1,179,000 | 991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,507,000 | 28,961,000 | 29,610,000 | 29,105,000 |
| Total capital | 31,566,000 | 32,090,000 | 32,668,000 | 32,015,000 |
| Risk-weighted assets | 225,001,000 | 230,733,000 | 231,044,000 | 228,657,000 |