Call reports 2013
SKYLINE NATIONAL BANK — 2013
What SKYLINE NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 333,000,000 | 325,060,000 | 327,564,000 | 331,128,000 |
| Total loans | 206,156,000 | 208,338,000 | 210,438,000 | 211,698,000 |
| Allowance for loan losses | 5,077,000 | 4,804,000 | 4,611,000 | 4,591,000 |
| Securities available for sale | 59,954,000 | 65,030,000 | 68,117,000 | 70,242,000 |
| Securities held to maturity | 156,000 | 158,000 | 160,000 | 162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,863,000 | 276,032,000 | 278,885,000 | 282,394,000 |
| Interest-bearing deposits | 228,587,000 | 225,212,000 | 223,164,000 | 219,878,000 |
| Noninterest-bearing deposits | 54,276,000 | 50,820,000 | 55,721,000 | 62,516,000 |
| Equity capital | 29,087,000 | 28,286,000 | 27,705,000 | 27,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,125,000 | 6,438,000 | 9,677,000 | 12,858,000 |
| Interest expense | 783,000 | 1,544,000 | 2,284,000 | 2,991,000 |
| Net interest income | 2,342,000 | 4,894,000 | 7,393,000 | 9,867,000 |
| Noninterest income | 577,000 | 1,235,000 | 1,759,000 | 1,778,000 |
| Noninterest expense | 2,478,000 | 5,050,000 | 7,555,000 | 10,592,000 |
| Provision for loan losses | 429,000 | 695,000 | 873,000 | 1,233,000 |
| Pretax income | 12,000 | 487,000 | 861,000 | -39,000 |
| Income tax | -42,000 | 67,000 | 167,000 | -166,000 |
| Net income | 54,000 | 420,000 | 694,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,785,000 | 28,225,000 | 28,594,000 | 28,001,000 |
| Total capital | 30,622,000 | 31,149,000 | 31,544,000 | 31,020,000 |
| Risk-weighted assets | 220,624,000 | 224,054,000 | 225,481,000 | 224,824,000 |