Call reports 2012
SKYLINE NATIONAL BANK — 2012
What SKYLINE NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 343,774,000 | 339,338,000 | 335,857,000 | 335,999,000 |
| Total loans | 211,748,000 | 206,871,000 | 206,654,000 | 205,407,000 |
| Allowance for loan losses | 5,002,000 | 5,102,000 | 5,075,000 | 4,957,000 |
| Securities available for sale | 57,798,000 | 58,145,000 | 62,324,000 | 53,824,000 |
| Securities held to maturity | 539,000 | 546,000 | 553,000 | 559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,136,000 | 290,861,000 | 287,104,000 | 286,265,000 |
| Interest-bearing deposits | 242,762,000 | 237,067,000 | 234,372,000 | 232,494,000 |
| Noninterest-bearing deposits | 52,374,000 | 53,794,000 | 52,732,000 | 53,771,000 |
| Equity capital | 27,593,000 | 27,752,000 | 27,742,000 | 28,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,377,000 | 6,892,000 | 10,265,000 | 13,528,000 |
| Interest expense | 956,000 | 1,869,000 | 2,748,000 | 3,582,000 |
| Net interest income | 2,421,000 | 5,023,000 | 7,517,000 | 9,946,000 |
| Noninterest income | 432,000 | 1,016,000 | 1,574,000 | 2,242,000 |
| Noninterest expense | 2,939,000 | 5,843,000 | 8,802,000 | 12,687,000 |
| Provision for loan losses | 316,000 | 1,056,000 | 1,418,000 | 1,542,000 |
| Pretax income | 724,000 | 393,000 | 320,000 | -211,000 |
| Income tax | 186,000 | 18,000 | -48,000 | -209,000 |
| Net income | 538,000 | 375,000 | 368,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,147,000 | 29,070,000 | 29,033,000 | 27,674,000 |
| Total capital | 31,963,000 | 31,834,000 | 31,826,000 | 30,466,000 |
| Risk-weighted assets | 223,068,000 | 217,974,000 | 221,127,000 | 221,176,000 |