Call reports 2011
SKYLINE NATIONAL BANK — 2011
What SKYLINE NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 366,228,000 | 357,829,000 | 355,430,000 | 345,802,000 |
| Total loans | 243,171,000 | 237,049,000 | 226,505,000 | 219,168,000 |
| Allowance for loan losses | 4,885,000 | 4,898,000 | 5,118,000 | 4,942,000 |
| Securities available for sale | 47,964,000 | 50,714,000 | 47,447,000 | 48,974,000 |
| Securities held to maturity | 856,000 | 861,000 | 867,000 | 533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,768,000 | 302,528,000 | 305,180,000 | 297,272,000 |
| Interest-bearing deposits | 265,597,000 | 257,288,000 | 257,320,000 | 247,072,000 |
| Noninterest-bearing deposits | 45,171,000 | 45,240,000 | 47,860,000 | 50,200,000 |
| Equity capital | 29,375,000 | 29,448,000 | 29,150,000 | 27,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,197,000 | 8,063,000 | 11,807,000 | 15,388,000 |
| Interest expense | 1,350,000 | 2,584,000 | 3,837,000 | 4,867,000 |
| Net interest income | 2,847,000 | 5,479,000 | 7,970,000 | 10,521,000 |
| Noninterest income | 513,000 | 1,031,000 | 1,268,000 | 1,863,000 |
| Noninterest expense | 2,659,000 | 5,301,000 | 8,014,000 | 10,841,000 |
| Provision for loan losses | 1,306,000 | 2,633,000 | 4,140,000 | 4,785,000 |
| Pretax income | -517,000 | -1,159,000 | -2,407,000 | -2,638,000 |
| Income tax | -257,000 | -556,000 | -1,053,000 | -1,139,000 |
| Net income | -260,000 | -603,000 | -1,354,000 | -1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,465,000 | 30,122,000 | 29,371,000 | 28,938,000 |
| Total capital | 33,523,000 | 33,177,000 | 32,330,000 | 31,779,000 |
| Risk-weighted assets | 242,178,000 | 240,381,000 | 233,614,000 | 225,213,000 |