Call reports 2009
SKYLINE NATIONAL BANK — 2009
What SKYLINE NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 373,341,000 | 363,015,000 | 366,771,000 | 369,029,000 |
| Total loans | 267,715,000 | 270,855,000 | 270,627,000 | 270,138,000 |
| Allowance for loan losses | 3,366,000 | 3,350,000 | 3,364,000 | 3,555,000 |
| Securities available for sale | 44,169,000 | 42,305,000 | 41,299,000 | 39,363,000 |
| Securities held to maturity | 3,044,000 | 2,551,000 | 2,560,000 | 2,175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,156,000 | 308,844,000 | 311,516,000 | 313,535,000 |
| Interest-bearing deposits | 268,492,000 | 264,787,000 | 266,482,000 | 268,558,000 |
| Noninterest-bearing deposits | 42,664,000 | 44,057,000 | 45,034,000 | 44,977,000 |
| Equity capital | 28,189,000 | 27,865,000 | 28,606,000 | 29,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,125,000 | 10,025,000 | 15,013,000 | 19,895,000 |
| Interest expense | 2,338,000 | 4,513,000 | 6,536,000 | 8,418,000 |
| Net interest income | 2,787,000 | 5,512,000 | 8,477,000 | 11,477,000 |
| Noninterest income | 448,000 | 928,000 | 1,415,000 | 1,967,000 |
| Noninterest expense | 2,459,000 | 5,387,000 | 8,114,000 | 10,977,000 |
| Provision for loan losses | 135,000 | 582,000 | 862,000 | 1,491,000 |
| Pretax income | 666,000 | 635,000 | 1,082,000 | 1,196,000 |
| Income tax | 167,000 | 73,000 | 160,000 | 173,000 |
| Net income | 499,000 | 562,000 | 922,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,858,000 | 29,928,000 | 30,164,000 | 30,062,000 |
| Total capital | 33,022,000 | 33,054,000 | 33,383,000 | 33,317,000 |
| Risk-weighted assets | 252,945,000 | 251,992,000 | 256,604,000 | 260,136,000 |