Call reports 2008
SKYLINE NATIONAL BANK — 2008
What SKYLINE NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 360,721,000 | 365,956,000 | 366,499,000 | 367,135,000 |
| Total loans | 265,884,000 | 272,121,000 | 274,764,000 | 271,187,000 |
| Allowance for loan losses | 2,758,000 | 2,790,000 | 2,871,000 | 3,360,000 |
| Securities available for sale | 36,667,000 | 47,518,000 | 45,877,000 | 45,916,000 |
| Securities held to maturity | 3,020,000 | 3,026,000 | 3,032,000 | 3,038,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,933,000 | 313,128,000 | 307,950,000 | 306,234,000 |
| Interest-bearing deposits | 265,392,000 | 267,606,000 | 262,178,000 | 263,847,000 |
| Noninterest-bearing deposits | 46,541,000 | 45,522,000 | 45,772,000 | 42,387,000 |
| Equity capital | 27,209,000 | 26,714,000 | 26,900,000 | 27,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,730,000 | 11,195,000 | 16,773,000 | 21,900,000 |
| Interest expense | 2,847,000 | 5,510,000 | 8,003,000 | 10,432,000 |
| Net interest income | 2,883,000 | 5,685,000 | 8,770,000 | 11,468,000 |
| Noninterest income | 467,000 | 1,067,000 | 1,576,000 | 2,122,000 |
| Noninterest expense | 2,291,000 | 4,678,000 | 7,147,000 | 9,886,000 |
| Provision for loan losses | 75,000 | 200,000 | 293,000 | 1,200,000 |
| Pretax income | 1,000,000 | 1,890,000 | 1,261,000 | 861,000 |
| Income tax | 271,000 | 467,000 | 210,000 | 2,000 |
| Net income | 729,000 | 1,423,000 | 1,051,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,345,000 | 28,084,000 | 28,297,000 | 29,355,000 |
| Total capital | 31,103,000 | 30,874,000 | 31,168,000 | 32,532,000 |
| Risk-weighted assets | 250,113,000 | 256,467,000 | 256,188,000 | 253,993,000 |