Call reports 2007
SKYLINE NATIONAL BANK — 2007
What SKYLINE NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 330,616,000 | 333,910,000 | 342,791,000 | 359,975,000 |
| Total loans | 256,468,000 | 260,378,000 | 262,691,000 | 266,421,000 |
| Allowance for loan losses | 2,862,000 | 2,944,000 | 2,787,000 | 2,758,000 |
| Securities available for sale | 33,094,000 | 31,873,000 | 32,197,000 | 37,170,000 |
| Securities held to maturity | 2,997,000 | 3,003,000 | 3,008,000 | 3,014,000 |
| Trading assets | 130,000 | 110,000 | 0 | 0 |
| Total deposits | 291,543,000 | 296,544,000 | 304,332,000 | 311,420,000 |
| Interest-bearing deposits | 249,811,000 | 252,452,000 | 257,509,000 | 264,543,000 |
| Noninterest-bearing deposits | 41,732,000 | 44,092,000 | 46,823,000 | 46,877,000 |
| Equity capital | 25,111,000 | 25,191,000 | 25,862,000 | 26,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,483,000 | 11,245,000 | 16,903,000 | 22,824,000 |
| Interest expense | 2,622,000 | 5,318,000 | 8,037,000 | 10,834,000 |
| Net interest income | 2,861,000 | 5,927,000 | 8,866,000 | 11,990,000 |
| Noninterest income | 574,000 | 1,018,000 | 1,574,000 | 2,044,000 |
| Noninterest expense | 2,151,000 | 4,437,000 | 6,697,000 | 8,962,000 |
| Provision for loan losses | 60,000 | 135,000 | 274,000 | 465,000 |
| Pretax income | 1,224,000 | 2,363,000 | 3,457,000 | 4,598,000 |
| Income tax | 363,000 | 696,000 | 1,003,000 | 1,341,000 |
| Net income | 861,000 | 1,667,000 | 2,454,000 | 3,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,716,000 | 27,178,000 | 27,621,000 | 27,977,000 |
| Total capital | 29,578,000 | 30,122,000 | 30,408,000 | 30,735,000 |
| Risk-weighted assets | 235,680,000 | 238,778,000 | 241,468,000 | 247,413,000 |