Call reports 2006
SKYLINE NATIONAL BANK — 2006
What SKYLINE NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 305,967,000 | 305,768,000 | 318,730,000 | 332,235,000 |
| Total loans | 226,783,000 | 235,375,000 | 244,199,000 | 248,419,000 |
| Allowance for loan losses | 2,577,000 | 2,725,000 | 2,856,000 | 2,902,000 |
| Securities available for sale | 32,636,000 | 32,930,000 | 36,636,000 | 34,485,000 |
| Securities held to maturity | 3,971,000 | 3,977,000 | 3,984,000 | 3,991,000 |
| Trading assets | 0 | 0 | 0 | 127,000 |
| Total deposits | 259,961,000 | 265,053,000 | 271,713,000 | 284,711,000 |
| Interest-bearing deposits | 220,413,000 | 223,774,000 | 228,593,000 | 241,275,000 |
| Noninterest-bearing deposits | 39,548,000 | 41,279,000 | 43,120,000 | 43,436,000 |
| Equity capital | 24,414,000 | 24,730,000 | 25,582,000 | 24,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,749,000 | 9,817,000 | 15,101,000 | 20,564,000 |
| Interest expense | 1,837,000 | 3,807,000 | 6,030,000 | 8,636,000 |
| Net interest income | 2,912,000 | 6,010,000 | 9,071,000 | 11,928,000 |
| Noninterest income | 393,000 | 802,000 | 1,261,000 | 1,487,000 |
| Noninterest expense | 1,976,000 | 4,109,000 | 6,402,000 | 8,390,000 |
| Provision for loan losses | 113,000 | 250,000 | 400,000 | 520,000 |
| Pretax income | 1,228,000 | 2,465,000 | 3,578,000 | 4,551,000 |
| Income tax | 364,000 | 736,000 | 1,058,000 | 1,350,000 |
| Net income | 864,000 | 1,729,000 | 2,520,000 | 3,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,612,000 | 25,175,000 | 26,034,000 | 26,199,000 |
| Total capital | 27,189,000 | 27,877,000 | 28,870,000 | 29,083,000 |
| Risk-weighted assets | 208,066,000 | 216,102,000 | 226,896,000 | 230,763,000 |