Call reports 2005
SKYLINE NATIONAL BANK — 2005
What SKYLINE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 272,178,000 | 282,445,000 | 292,537,000 | 302,818,000 |
| Total loans | 206,409,000 | 213,753,000 | 218,624,000 | 219,769,000 |
| Allowance for loan losses | 2,687,000 | 2,680,000 | 2,746,000 | 2,678,000 |
| Securities available for sale | 31,563,000 | 31,771,000 | 32,553,000 | 32,562,000 |
| Securities held to maturity | 2,980,000 | 2,960,000 | 2,965,000 | 3,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,238,000 | 237,522,000 | 247,578,000 | 252,903,000 |
| Interest-bearing deposits | 201,251,000 | 203,906,000 | 209,795,000 | 214,157,000 |
| Noninterest-bearing deposits | 34,987,000 | 33,616,000 | 37,783,000 | 38,746,000 |
| Equity capital | 22,533,000 | 23,041,000 | 23,604,000 | 23,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,931,000 | 8,073,000 | 12,593,000 | 17,270,000 |
| Interest expense | 1,150,000 | 2,482,000 | 4,047,000 | 5,802,000 |
| Net interest income | 2,781,000 | 5,591,000 | 8,546,000 | 11,468,000 |
| Noninterest income | 285,000 | 591,000 | 913,000 | 1,263,000 |
| Noninterest expense | 1,929,000 | 3,893,000 | 5,880,000 | 7,812,000 |
| Provision for loan losses | 105,000 | 210,000 | 399,000 | 504,000 |
| Pretax income | 1,032,000 | 2,075,000 | 3,176,000 | 4,419,000 |
| Income tax | 280,000 | 566,000 | 872,000 | 1,240,000 |
| Net income | 752,000 | 1,509,000 | 2,304,000 | 3,179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,512,000 | 22,880,000 | 23,684,000 | 23,960,000 |
| Total capital | 24,898,000 | 25,350,000 | 26,228,000 | 26,520,000 |
| Risk-weighted assets | 190,600,000 | 197,499,000 | 203,310,000 | 206,013,000 |