Call reports 2004
SKYLINE NATIONAL BANK — 2004
What SKYLINE NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 264,549,000 | 263,817,000 | 264,490,000 | 268,905,000 |
| Total loans | 183,658,000 | 190,815,000 | 196,604,000 | 199,449,000 |
| Allowance for loan losses | 2,412,000 | 2,489,000 | 2,540,000 | 2,610,000 |
| Securities available for sale | 40,512,000 | 42,823,000 | 32,975,000 | 32,730,000 |
| Securities held to maturity | 3,766,000 | 3,746,000 | 3,371,000 | 2,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,062,000 | 226,927,000 | 229,300,000 | 233,744,000 |
| Interest-bearing deposits | 198,921,000 | 196,861,000 | 197,925,000 | 199,490,000 |
| Noninterest-bearing deposits | 28,141,000 | 30,066,000 | 31,375,000 | 34,254,000 |
| Equity capital | 21,437,000 | 21,065,000 | 22,077,000 | 22,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,562,000 | 7,183,000 | 10,928,000 | 14,795,000 |
| Interest expense | 1,151,000 | 2,261,000 | 3,362,000 | 4,473,000 |
| Net interest income | 2,411,000 | 4,922,000 | 7,566,000 | 10,322,000 |
| Noninterest income | 241,000 | 748,000 | 1,051,000 | 1,374,000 |
| Noninterest expense | 1,588,000 | 3,276,000 | 5,006,000 | 6,844,000 |
| Provision for loan losses | 90,000 | 180,000 | 285,000 | 390,000 |
| Pretax income | 1,007,000 | 2,274,000 | 3,365,000 | 4,505,000 |
| Income tax | 262,000 | 609,000 | 906,000 | 1,231,000 |
| Net income | 745,000 | 1,665,000 | 2,459,000 | 3,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,814,000 | 21,510,000 | 22,081,000 | 22,534,000 |
| Total capital | 22,946,000 | 23,707,000 | 24,310,000 | 24,798,000 |
| Risk-weighted assets | 170,278,000 | 175,432,000 | 177,985,000 | 180,782,000 |