Call reports 2003
SKYLINE NATIONAL BANK — 2003
What SKYLINE NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 245,917,000 | 257,911,000 | 254,491,000 | 262,613,000 |
| Total loans | 157,720,000 | 162,375,000 | 173,048,000 | 178,477,000 |
| Allowance for loan losses | 2,212,000 | 2,185,000 | 2,286,000 | 2,395,000 |
| Securities available for sale | 39,859,000 | 42,253,000 | 42,972,000 | 40,150,000 |
| Securities held to maturity | 2,745,000 | 2,478,000 | 3,654,000 | 3,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,022,000 | 217,149,000 | 222,708,000 | 231,057,000 |
| Interest-bearing deposits | 188,020,000 | 189,988,000 | 193,281,000 | 201,511,000 |
| Noninterest-bearing deposits | 27,001,000 | 27,161,000 | 29,427,000 | 29,546,000 |
| Equity capital | 19,277,000 | 19,975,000 | 20,114,000 | 20,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,455,000 | 6,929,000 | 10,408,000 | 13,965,000 |
| Interest expense | 1,531,000 | 3,015,000 | 4,396,000 | 5,637,000 |
| Net interest income | 1,924,000 | 3,914,000 | 6,012,000 | 8,328,000 |
| Noninterest income | 235,000 | 492,000 | 1,303,000 | 1,583,000 |
| Noninterest expense | 1,313,000 | 2,699,000 | 4,226,000 | 5,728,000 |
| Provision for loan losses | 90,000 | 180,000 | 290,000 | 410,000 |
| Pretax income | 1,626,000 | 2,433,000 | 3,705,000 | 4,693,000 |
| Income tax | 487,000 | 690,000 | 1,047,000 | 1,322,000 |
| Net income | 1,139,000 | 1,743,000 | 2,658,000 | 3,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,714,000 | 19,111,000 | 19,819,000 | 20,292,000 |
| Total capital | 20,653,000 | 21,140,000 | 21,909,000 | 22,451,000 |
| Risk-weighted assets | 154,848,000 | 162,127,000 | 167,037,000 | 172,500,000 |