Call reports 2008
STATE BANK OF COLUSA — 2008
What STATE BANK OF COLUSA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Total assets | 17,727,000 | 18,186,000 | 29,226,000 |
| Total loans | 7,062,000 | 7,322,000 | 9,095,000 |
| Allowance for loan losses | 37,000 | 37,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 9,114,000 | 9,448,000 | 12,812,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 14,141,000 | 14,565,000 | 24,892,000 |
| Interest-bearing deposits | 11,486,000 | 11,980,000 | 22,143,000 |
| Noninterest-bearing deposits | 2,655,000 | 2,585,000 | 2,749,000 |
| Equity capital | 3,466,000 | 3,536,000 | 4,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Interest income | 246,000 | 475,000 | 200,000 |
| Interest expense | 92,000 | 172,000 | 94,000 |
| Net interest income | 154,000 | 303,000 | 106,000 |
| Noninterest income | 25,000 | 50,000 | 19,000 |
| Noninterest expense | 89,000 | 178,000 | 60,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 90,000 | 175,000 | 65,000 |
| Income tax | 22,000 | 37,000 | 16,000 |
| Net income | 68,000 | 138,000 | 49,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 |
|---|---|---|---|
| Tier 1 capital | 3,466,000 | 3,536,000 | 3,139,000 |
| Total capital | 3,503,000 | 3,573,000 | 3,176,000 |
| Risk-weighted assets | 9,444,000 | 9,929,000 | 13,841,000 |