Call reports 2007
STATE BANK OF COLUSA — 2007
What STATE BANK OF COLUSA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 16,409,000 | 16,096,000 | 16,562,000 | 18,125,000 |
| Total loans | 7,007,000 | 7,426,000 | 7,198,000 | 7,642,000 |
| Allowance for loan losses | 37,000 | 37,000 | 37,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,557,000 | 7,781,000 | 7,958,000 | 7,782,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,974,000 | 12,604,000 | 12,991,000 | 14,526,000 |
| Interest-bearing deposits | 10,443,000 | 10,388,000 | 10,950,000 | 11,465,000 |
| Noninterest-bearing deposits | 2,531,000 | 2,216,000 | 2,041,000 | 3,061,000 |
| Equity capital | 3,323,000 | 3,379,000 | 3,437,000 | 3,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 452,000 | 688,000 | 928,000 |
| Interest expense | 80,000 | 164,000 | 253,000 | 345,000 |
| Net interest income | 140,000 | 288,000 | 435,000 | 583,000 |
| Noninterest income | 24,000 | 52,000 | 75,000 | 96,000 |
| Noninterest expense | 84,000 | 180,000 | 265,000 | 370,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 0 |
| Pretax income | 80,000 | 160,000 | 242,000 | 309,000 |
| Income tax | 24,000 | 48,000 | 72,000 | 88,000 |
| Net income | 56,000 | 112,000 | 170,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,323,000 | 3,379,000 | 3,437,000 | 3,398,000 |
| Total capital | 3,360,000 | 3,416,000 | 3,474,000 | 3,435,000 |
| Risk-weighted assets | 8,472,000 | 8,765,000 | 8,804,000 | 9,648,000 |