Call reports 2005
STATE BANK OF COLUSA — 2005
What STATE BANK OF COLUSA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 15,584,000 | 15,502,000 | 15,822,000 | 16,623,000 |
| Total loans | 6,491,000 | 6,521,000 | 6,647,000 | 6,533,000 |
| Allowance for loan losses | 37,000 | 36,000 | 36,000 | 36,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,030,000 | 8,256,000 | 8,405,000 | 8,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,484,000 | 12,350,000 | 12,594,000 | 13,366,000 |
| Interest-bearing deposits | 10,270,000 | 10,254,000 | 10,284,000 | 10,552,000 |
| Noninterest-bearing deposits | 2,214,000 | 2,096,000 | 2,310,000 | 2,814,000 |
| Equity capital | 3,043,000 | 3,102,000 | 3,164,000 | 3,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 174,000 | 350,000 | 532,000 | 721,000 |
| Interest expense | 39,000 | 82,000 | 129,000 | 180,000 |
| Net interest income | 135,000 | 268,000 | 403,000 | 541,000 |
| Noninterest income | 21,000 | 48,000 | 77,000 | 104,000 |
| Noninterest expense | 80,000 | 163,000 | 244,000 | 352,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 76,000 | 153,000 | 236,000 | 293,000 |
| Income tax | 17,000 | 35,000 | 56,000 | 69,000 |
| Net income | 59,000 | 118,000 | 180,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,043,000 | 3,102,000 | 3,164,000 | 3,128,000 |
| Total capital | 3,080,000 | 3,138,000 | 3,200,000 | 3,164,000 |
| Risk-weighted assets | 8,415,000 | 8,471,000 | 8,691,000 | 8,729,000 |