Call reports 2004
STATE BANK OF COLUSA — 2004
What STATE BANK OF COLUSA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 15,992,000 | 16,025,000 | 15,638,000 | 15,866,000 |
| Total loans | 6,332,000 | 6,206,000 | 6,502,000 | 6,214,000 |
| Allowance for loan losses | 32,000 | 32,000 | 37,000 | 37,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,051,000 | 8,515,000 | 8,472,000 | 8,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,030,000 | 13,004,000 | 12,406,000 | 12,755,000 |
| Interest-bearing deposits | 11,125,000 | 11,064,000 | 10,347,000 | 10,447,000 |
| Noninterest-bearing deposits | 1,905,000 | 1,940,000 | 2,059,000 | 2,308,000 |
| Equity capital | 2,892,000 | 2,953,000 | 3,017,000 | 2,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 359,000 | 538,000 | 718,000 |
| Interest expense | 43,000 | 84,000 | 124,000 | 163,000 |
| Net interest income | 138,000 | 275,000 | 414,000 | 555,000 |
| Noninterest income | 27,000 | 52,000 | 81,000 | 105,000 |
| Noninterest expense | 81,000 | 164,000 | 243,000 | 352,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | 84,000 | 163,000 | 247,000 | 303,000 |
| Income tax | 20,000 | 38,000 | 58,000 | 67,000 |
| Net income | 64,000 | 125,000 | 189,000 | 236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,892,000 | 2,953,000 | 3,017,000 | 2,984,000 |
| Total capital | 2,924,000 | 2,985,000 | 3,054,000 | 3,021,000 |
| Risk-weighted assets | 7,945,000 | 8,169,000 | 8,410,000 | 8,307,000 |