Call reports 2003
STATE BANK OF COLUSA — 2003
What STATE BANK OF COLUSA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,111,000 | 15,193,000 | 15,940,000 | 15,898,000 |
| Total loans | 6,091,000 | 6,173,000 | 6,267,000 | 6,348,000 |
| Allowance for loan losses | 29,000 | 29,000 | 32,000 | 32,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,830,000 | 8,128,000 | 8,141,000 | 8,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,283,000 | 12,329,000 | 13,011,000 | 12,818,000 |
| Interest-bearing deposits | 10,537,000 | 10,586,000 | 11,419,000 | 10,736,000 |
| Noninterest-bearing deposits | 1,746,000 | 1,743,000 | 1,592,000 | 2,082,000 |
| Equity capital | 2,744,000 | 2,803,000 | 2,857,000 | 2,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 198,000 | 386,000 | 571,000 | 758,000 |
| Interest expense | 57,000 | 110,000 | 160,000 | 207,000 |
| Net interest income | 141,000 | 276,000 | 411,000 | 551,000 |
| Noninterest income | 23,000 | 49,000 | 74,000 | 99,000 |
| Noninterest expense | 76,000 | 165,000 | 247,000 | 359,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 88,000 | 160,000 | 228,000 | 281,000 |
| Income tax | 20,000 | 33,000 | 47,000 | 49,000 |
| Net income | 68,000 | 127,000 | 181,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,744,000 | 2,803,000 | 2,857,000 | 2,828,000 |
| Total capital | 2,773,000 | 2,832,000 | 2,889,000 | 2,860,000 |
| Risk-weighted assets | 7,993,000 | 8,014,000 | 8,177,000 | 8,213,000 |