Call reports 2001
STATE BANK OF COLUSA — 2001
What STATE BANK OF COLUSA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 13,534,000 | 13,410,000 | 14,053,000 | 14,532,000 |
| Total loans | 5,818,000 | 6,087,000 | 6,196,000 | 6,012,000 |
| Allowance for loan losses | 29,000 | 29,000 | 29,000 | 29,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,820,000 | 6,790,000 | 6,804,000 | 6,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,974,000 | 10,805,000 | 11,400,000 | 11,858,000 |
| Interest-bearing deposits | 9,594,000 | 9,465,000 | 9,942,000 | 9,988,000 |
| Noninterest-bearing deposits | 1,380,000 | 1,340,000 | 1,458,000 | 1,870,000 |
| Equity capital | 2,442,000 | 2,493,000 | 2,551,000 | 2,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 232,000 | 456,000 | 683,000 | 897,000 |
| Interest expense | 104,000 | 206,000 | 304,000 | 394,000 |
| Net interest income | 128,000 | 250,000 | 379,000 | 503,000 |
| Noninterest income | 14,000 | 32,000 | 51,000 | 71,000 |
| Noninterest expense | 71,000 | 147,000 | 219,000 | 310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 135,000 | 211,000 | 264,000 |
| Income tax | 17,000 | 30,000 | 48,000 | 56,000 |
| Net income | 54,000 | 105,000 | 163,000 | 208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,442,000 | 2,493,000 | 2,551,000 | 2,516,000 |
| Total capital | 2,471,000 | 2,522,000 | 2,580,000 | 2,545,000 |
| Risk-weighted assets | 7,321,000 | 7,619,000 | 7,787,000 | 7,692,000 |