Call reports 2026
BANK OF WOLCOTT — 2026
What BANK OF WOLCOTT reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 278,826,000 | 280,262,000 |
| Total loans | 143,567,000 | 143,386,000 |
| Allowance for loan losses | 2,312,000 | 2,315,000 |
| Securities available for sale | 117,192,000 | 126,242,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 233,734,000 | 234,200,000 |
| Interest-bearing deposits | 183,799,000 | 188,038,000 |
| Noninterest-bearing deposits | 49,935,000 | 46,162,000 |
| Equity capital | 28,939,000 | 29,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,302,000 | 6,836,000 |
| Interest expense | 1,134,000 | 2,345,000 |
| Net interest income | 2,168,000 | 4,491,000 |
| Noninterest income | 159,000 | 332,000 |
| Noninterest expense | 1,249,000 | 2,486,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,064,000 | 2,345,000 |
| Income tax | 0 | 0 |
| Net income | 1,064,000 | 2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,882,000 | 34,804,000 |