Call report 2025Q4
BANK OF WOLCOTT — 2025Q4
The 22 measures BANK OF WOLCOTT reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,561,000 | USD | evidence → |
| Total loans | 146,841,000 | USD | evidence → |
| Allowance for loan losses | 2,312,000 | USD | evidence → |
| Securities available for sale | 118,054,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 228,375,000 | USD | evidence → |
| Interest-bearing deposits | 181,257,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,118,000 | USD | evidence → |
| Equity capital | 28,212,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,659,000 | USD | evidence → |
| Interest expense | 4,304,000 | USD | evidence → |
| Net interest income | 8,355,000 | USD | evidence → |
| Noninterest income | 808,000 | USD | evidence → |
| Noninterest expense | 4,774,000 | USD | evidence → |
| Provision for loan losses | 26,000 | USD | evidence → |
| Pretax income | 4,277,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,277,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,178,000 | USD | evidence → |