Call reports 2019
BANK OF WOLCOTT — 2019
What BANK OF WOLCOTT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 167,485,000 | 165,092,000 | 170,197,000 | 183,481,000 |
| Total loans | 110,547,000 | 114,100,000 | 113,652,000 | 112,837,000 |
| Allowance for loan losses | 2,160,000 | 2,218,000 | 2,197,000 | 2,187,000 |
| Securities available for sale | 38,954,000 | 39,104,000 | 42,508,000 | 45,148,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,748,000 | 134,152,000 | 139,461,000 | 152,673,000 |
| Interest-bearing deposits | 105,792,000 | 104,957,000 | 107,021,000 | 119,064,000 |
| Noninterest-bearing deposits | 31,956,000 | 29,195,000 | 32,440,000 | 33,609,000 |
| Equity capital | 18,610,000 | 19,759,000 | 20,354,000 | 20,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 3,798,000 | 5,793,000 | 7,716,000 |
| Interest expense | 341,000 | 775,000 | 1,194,000 | 1,553,000 |
| Net interest income | 1,520,000 | 3,023,000 | 4,599,000 | 6,163,000 |
| Noninterest income | 148,000 | 303,000 | 462,000 | 592,000 |
| Noninterest expense | 982,000 | 1,866,000 | 2,845,000 | 3,774,000 |
| Provision for loan losses | 75,000 | 120,000 | 165,000 | 180,000 |
| Pretax income | 611,000 | 1,330,000 | 2,040,000 | 2,811,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 611,000 | 1,330,000 | 2,040,000 | 2,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,600,000 | 19,019,000 | 19,429,000 | 19,900,000 |
| Total capital | 20,105,000 | 20,547,000 | 20,974,000 | 21,457,000 |
| Risk-weighted assets | 119,792,000 | 121,619,000 | 122,952,000 | 123,976,000 |
Machine access — free, no API key
Every figure shown here about BANK OF WOLCOTT — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.