Call reports 2016
BANK OF WOLCOTT — 2016
What BANK OF WOLCOTT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 151,848,000 | 150,023,000 | 150,653,000 | 145,466,000 |
| Total loans | 104,788,000 | 106,130,000 | 105,000,000 | 102,562,000 |
| Allowance for loan losses | 1,716,000 | 1,760,000 | 1,730,000 | 1,807,000 |
| Securities available for sale | 32,684,000 | 31,475,000 | 29,656,000 | 29,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,533,000 | 125,037,000 | 125,676,000 | 121,607,000 |
| Interest-bearing deposits | 90,233,000 | 98,827,000 | 98,103,000 | 92,633,000 |
| Noninterest-bearing deposits | 37,300,000 | 26,210,000 | 27,573,000 | 28,974,000 |
| Equity capital | 14,865,000 | 15,486,000 | 15,843,000 | 15,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 2,991,000 | 4,498,000 | 5,995,000 |
| Interest expense | 198,000 | 405,000 | 607,000 | 795,000 |
| Net interest income | 1,295,000 | 2,586,000 | 3,891,000 | 5,200,000 |
| Noninterest income | 139,000 | 291,000 | 479,000 | 610,000 |
| Noninterest expense | 898,000 | 1,708,000 | 2,627,000 | 3,494,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 479,000 | 1,052,000 | 1,550,000 | 2,123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 479,000 | 1,052,000 | 1,550,000 | 2,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,547,000 | 15,021,000 | 15,422,000 | 15,754,000 |
| Total capital | 15,880,000 | 16,369,000 | 16,770,000 | 17,120,000 |
| Risk-weighted assets | 106,304,000 | 107,435,000 | 107,393,000 | 108,487,000 |
Machine access — free, no API key
Every figure shown here about BANK OF WOLCOTT — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.