Call reports 2012
BANK OF WOLCOTT — 2012
What BANK OF WOLCOTT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,605,000 | 124,658,000 | 122,266,000 | 129,420,000 |
| Total loans | 79,014,000 | 80,449,000 | 82,116,000 | 86,914,000 |
| Allowance for loan losses | 1,225,000 | 1,224,000 | 1,273,000 | 1,474,000 |
| Securities available for sale | 24,178,000 | 27,372,000 | 30,514,000 | 31,417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,799,000 | 105,767,000 | 103,176,000 | 107,012,000 |
| Interest-bearing deposits | 86,778,000 | 86,641,000 | 83,517,000 | 83,533,000 |
| Noninterest-bearing deposits | 23,021,000 | 19,126,000 | 19,659,000 | 23,479,000 |
| Equity capital | 10,823,000 | 11,326,000 | 11,941,000 | 12,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,336,000 | 2,678,000 | 4,068,000 | 5,458,000 |
| Interest expense | 224,000 | 435,000 | 630,000 | 811,000 |
| Net interest income | 1,112,000 | 2,243,000 | 3,438,000 | 4,647,000 |
| Noninterest income | 142,000 | 287,000 | 463,000 | 607,000 |
| Noninterest expense | 724,000 | 1,434,000 | 2,081,000 | 2,846,000 |
| Provision for loan losses | 85,000 | 175,000 | 315,000 | 525,000 |
| Pretax income | 445,000 | 921,000 | 1,505,000 | 1,910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 445,000 | 921,000 | 1,505,000 | 1,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,191,000 | 10,666,000 | 11,150,000 | 11,430,000 |
| Total capital | 11,157,000 | 11,705,000 | 12,221,000 | 12,562,000 |
| Risk-weighted assets | 76,981,000 | 82,938,000 | 85,451,000 | 90,204,000 |
Machine access — free, no API key
Every figure shown here about BANK OF WOLCOTT — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.