Call reports 2011
BANK OF WOLCOTT — 2011
What BANK OF WOLCOTT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,324,000 | 104,231,000 | 108,047,000 | 118,361,000 |
| Total loans | 77,542,000 | 77,454,000 | 80,667,000 | 80,170,000 |
| Allowance for loan losses | 990,000 | 1,055,000 | 1,082,000 | 1,210,000 |
| Securities available for sale | 19,303,000 | 19,170,000 | 18,229,000 | 18,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,306,000 | 85,647,000 | 88,178,000 | 99,384,000 |
| Interest-bearing deposits | 75,148,000 | 71,160,000 | 73,951,000 | 81,152,000 |
| Noninterest-bearing deposits | 15,158,000 | 14,487,000 | 14,227,000 | 18,232,000 |
| Equity capital | 10,023,000 | 10,532,000 | 11,069,000 | 11,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,673,000 | 4,038,000 | 5,384,000 |
| Interest expense | 261,000 | 506,000 | 742,000 | 977,000 |
| Net interest income | 1,071,000 | 2,167,000 | 3,296,000 | 4,407,000 |
| Noninterest income | 206,000 | 367,000 | 523,000 | 703,000 |
| Noninterest expense | 696,000 | 1,402,000 | 2,032,000 | 2,874,000 |
| Provision for loan losses | 75,000 | 225,000 | 300,000 | 620,000 |
| Pretax income | 506,000 | 907,000 | 1,490,000 | 1,619,000 |
| Income tax | 3,000 | 14,000 | 14,000 | 14,000 |
| Net income | 503,000 | 893,000 | 1,476,000 | 1,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,567,000 | 9,957,000 | 10,340,000 | 10,330,000 |
| Total capital | 10,503,000 | 10,896,000 | 11,314,000 | 11,287,000 |
| Risk-weighted assets | 74,848,000 | 74,998,000 | 77,067,000 | 76,317,000 |
Machine access — free, no API key
Every figure shown here about BANK OF WOLCOTT — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.