Call reports 2025
FIRSTBANK — 2025
What FIRSTBANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 638,597,000 | 637,808,000 | 640,630,000 | 644,831,000 |
| Total loans | 398,453,000 | 397,422,000 | 400,565,000 | 397,041,000 |
| Allowance for loan losses | 5,266,000 | 5,272,000 | 5,188,000 | 5,256,000 |
| Securities available for sale | 49,110,000 | 53,065,000 | 53,857,000 | 65,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,074,000 | 555,406,000 | 555,459,000 | 561,968,000 |
| Interest-bearing deposits | 371,178,000 | 380,173,000 | 378,917,000 | 377,873,000 |
| Noninterest-bearing deposits | 186,896,000 | 175,233,000 | 176,542,000 | 184,095,000 |
| Equity capital | 75,181,000 | 77,220,000 | 79,490,000 | 78,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,874,000 | 20,027,000 | 30,344,000 | 40,562,000 |
| Interest expense | 2,286,000 | 4,583,000 | 6,937,000 | 9,288,000 |
| Net interest income | 7,588,000 | 15,444,000 | 23,407,000 | 31,274,000 |
| Noninterest income | 1,580,000 | 3,220,000 | 4,932,000 | 6,598,000 |
| Noninterest expense | 6,584,000 | 13,416,000 | 20,476,000 | 27,238,000 |
| Provision for loan losses | 150,000 | 225,000 | 375,000 | 600,000 |
| Pretax income | 2,434,000 | 5,023,000 | 7,488,000 | 10,034,000 |
| Income tax | 578,000 | 1,193,000 | 1,746,000 | 2,370,000 |
| Net income | 1,856,000 | 3,830,000 | 5,742,000 | 7,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,530,000 | 69,530,000 | 71,466,000 | 70,377,000 |