Call reports 2019
FIRSTBANK — 2019
What FIRSTBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 336,153,000 | 333,010,000 | 315,918,000 | 322,210,000 |
| Total loans | 278,941,000 | 270,399,000 | 268,434,000 | 270,647,000 |
| Allowance for loan losses | 3,248,000 | 3,286,000 | 3,291,000 | 3,359,000 |
| Securities available for sale | 2,012,000 | 2,025,000 | 2,042,000 | 2,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,638,000 | 294,699,000 | 281,345,000 | 288,829,000 |
| Interest-bearing deposits | 226,129,000 | 230,738,000 | 216,193,000 | 216,807,000 |
| Noninterest-bearing deposits | 65,509,000 | 63,961,000 | 65,152,000 | 72,022,000 |
| Equity capital | 29,916,000 | 30,339,000 | 30,721,000 | 30,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,477,000 | 11,030,000 | 16,528,000 | 21,945,000 |
| Interest expense | 903,000 | 1,875,000 | 2,812,000 | 3,683,000 |
| Net interest income | 4,574,000 | 9,155,000 | 13,716,000 | 18,262,000 |
| Noninterest income | 996,000 | 2,009,000 | 3,078,000 | 4,103,000 |
| Noninterest expense | 4,009,000 | 8,203,000 | 12,404,000 | 16,601,000 |
| Provision for loan losses | 243,000 | 363,000 | 517,000 | 667,000 |
| Pretax income | 1,318,000 | 2,598,000 | 3,873,000 | 5,097,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,330,000 | 2,625,000 | 3,904,000 | 5,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,746,000 | 29,143,000 | 29,495,000 | 29,197,000 |
| Total capital | 31,816,000 | 32,111,000 | 32,424,000 | 32,154,000 |
| Risk-weighted assets | 245,485,000 | 237,190,000 | 234,007,000 | 236,230,000 |