Call reports 2016
FIRSTBANK — 2016
What FIRSTBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 314,627,000 | 310,334,000 | 310,519,000 | 313,171,000 |
| Total loans | 260,305,000 | 262,439,000 | 261,798,000 | 253,191,000 |
| Allowance for loan losses | 3,086,000 | 2,949,000 | 3,029,000 | 3,020,000 |
| Securities available for sale | 432,000 | 418,000 | 397,000 | 377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,023,000 | 264,242,000 | 263,807,000 | 268,320,000 |
| Interest-bearing deposits | 211,602,000 | 210,359,000 | 207,810,000 | 210,859,000 |
| Noninterest-bearing deposits | 57,421,000 | 53,883,000 | 55,997,000 | 57,461,000 |
| Equity capital | 25,903,000 | 26,222,000 | 26,503,000 | 26,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,087,000 | 10,304,000 | 15,415,000 | 20,519,000 |
| Interest expense | 524,000 | 1,099,000 | 1,697,000 | 2,313,000 |
| Net interest income | 4,563,000 | 9,205,000 | 13,718,000 | 18,206,000 |
| Noninterest income | 910,000 | 1,817,000 | 2,746,000 | 3,650,000 |
| Noninterest expense | 3,767,000 | 7,583,000 | 11,510,000 | 15,642,000 |
| Provision for loan losses | 312,000 | 720,000 | 1,290,000 | 1,632,000 |
| Pretax income | 1,394,000 | 2,719,000 | 3,664,000 | 4,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,394,000 | 2,719,000 | 3,664,000 | 4,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,731,000 | 25,049,000 | 25,329,000 | 25,520,000 |
| Total capital | 27,596,000 | 27,945,000 | 28,208,000 | 28,281,000 |
| Risk-weighted assets | 229,006,000 | 231,692,000 | 230,218,000 | 220,638,000 |