Call reports 2015
FIRSTBANK — 2015
What FIRSTBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 288,969,000 | 287,394,000 | 290,908,000 | 294,021,000 |
| Total loans | 231,662,000 | 240,806,000 | 247,889,000 | 256,206,000 |
| Allowance for loan losses | 2,755,000 | 2,842,000 | 2,885,000 | 3,010,000 |
| Securities available for sale | 505,000 | 482,000 | 461,000 | 444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,046,000 | 241,899,000 | 241,615,000 | 243,598,000 |
| Interest-bearing deposits | 187,400,000 | 186,915,000 | 187,195,000 | 183,033,000 |
| Noninterest-bearing deposits | 56,646,000 | 54,984,000 | 54,420,000 | 60,565,000 |
| Equity capital | 24,443,000 | 24,662,000 | 25,103,000 | 25,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,597,000 | 9,400,000 | 14,407,000 | 19,445,000 |
| Interest expense | 441,000 | 888,000 | 1,348,000 | 1,811,000 |
| Net interest income | 4,156,000 | 8,512,000 | 13,059,000 | 17,634,000 |
| Noninterest income | 809,000 | 1,627,000 | 2,495,000 | 3,494,000 |
| Noninterest expense | 3,784,000 | 7,491,000 | 11,236,000 | 15,091,000 |
| Provision for loan losses | 220,000 | 555,000 | 805,000 | 1,128,000 |
| Pretax income | 961,000 | 2,093,000 | 3,513,000 | 4,909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 961,000 | 2,093,000 | 3,513,000 | 4,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,269,000 | 23,491,000 | 23,932,000 | 24,356,000 |
| Total capital | 25,847,000 | 26,153,000 | 26,677,000 | 27,185,000 |
| Risk-weighted assets | 206,117,000 | 212,769,000 | 219,468,000 | 226,164,000 |