Call reports 2013
FIRSTBANK — 2013
What FIRSTBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 231,413,000 | 235,312,000 | 242,662,000 | 251,453,000 |
| Total loans | 191,399,000 | 199,855,000 | 205,222,000 | 211,044,000 |
| Allowance for loan losses | 2,222,000 | 2,304,000 | 2,364,000 | 2,491,000 |
| Securities available for sale | 1,225,000 | 1,057,000 | 949,000 | 881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,415,000 | 199,108,000 | 203,753,000 | 209,296,000 |
| Interest-bearing deposits | 159,746,000 | 159,986,000 | 162,697,000 | 164,518,000 |
| Noninterest-bearing deposits | 40,669,000 | 39,122,000 | 41,056,000 | 44,778,000 |
| Equity capital | 19,761,000 | 19,991,000 | 20,375,000 | 20,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,113,000 | 8,384,000 | 12,795,000 | 17,161,000 |
| Interest expense | 419,000 | 836,000 | 1,264,000 | 1,704,000 |
| Net interest income | 3,694,000 | 7,548,000 | 11,531,000 | 15,457,000 |
| Noninterest income | 795,000 | 1,639,000 | 2,548,000 | 3,438,000 |
| Noninterest expense | 3,078,000 | 6,564,000 | 10,115,000 | 13,589,000 |
| Provision for loan losses | 140,000 | 326,000 | 571,000 | 664,000 |
| Pretax income | 1,271,000 | 2,297,000 | 3,393,000 | 4,642,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,271,000 | 2,297,000 | 3,393,000 | 4,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,529,000 | 18,774,000 | 19,154,000 | 19,473,000 |
| Total capital | 20,674,000 | 21,008,000 | 21,431,000 | 21,840,000 |
| Risk-weighted assets | 171,515,000 | 178,675,000 | 182,128,000 | 189,242,000 |