Call reports 2012
FIRSTBANK — 2012
What FIRSTBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 231,017,000 | 228,939,000 | 227,808,000 | 231,934,000 |
| Total loans | 185,222,000 | 186,386,000 | 184,433,000 | 188,910,000 |
| Allowance for loan losses | 2,163,000 | 2,184,000 | 2,168,000 | 2,210,000 |
| Securities available for sale | 2,005,000 | 1,780,000 | 1,609,000 | 1,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,222,000 | 198,965,000 | 197,288,000 | 201,188,000 |
| Interest-bearing deposits | 162,797,000 | 163,352,000 | 159,560,000 | 158,231,000 |
| Noninterest-bearing deposits | 36,425,000 | 35,613,000 | 37,728,000 | 42,957,000 |
| Equity capital | 18,517,000 | 18,800,000 | 19,154,000 | 19,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,060,000 | 8,057,000 | 12,172,000 | 16,377,000 |
| Interest expense | 564,000 | 1,113,000 | 1,619,000 | 2,081,000 |
| Net interest income | 3,496,000 | 6,944,000 | 10,553,000 | 14,296,000 |
| Noninterest income | 816,000 | 1,672,000 | 2,497,000 | 3,406,000 |
| Noninterest expense | 2,785,000 | 5,753,000 | 8,749,000 | 11,961,000 |
| Provision for loan losses | 70,000 | 241,000 | 271,000 | 452,000 |
| Pretax income | 1,457,000 | 2,622,000 | 4,030,000 | 5,289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,457,000 | 2,622,000 | 4,030,000 | 5,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,245,000 | 17,535,000 | 17,879,000 | 18,189,000 |
| Total capital | 19,327,000 | 19,635,000 | 19,957,000 | 20,305,000 |
| Risk-weighted assets | 166,456,000 | 167,901,000 | 166,190,000 | 169,229,000 |