Call reports 2010
FIRSTBANK — 2010
What FIRSTBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 198,815,000 | 192,528,000 | 196,453,000 | 208,317,000 |
| Total loans | 155,375,000 | 159,536,000 | 165,973,000 | 171,654,000 |
| Allowance for loan losses | 1,730,000 | 1,800,000 | 1,876,000 | 1,951,000 |
| Securities available for sale | 3,977,000 | 3,788,000 | 3,564,000 | 3,100,000 |
| Securities held to maturity | 490,000 | 490,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,664,000 | 159,629,000 | 163,589,000 | 179,340,000 |
| Interest-bearing deposits | 135,217,000 | 129,737,000 | 133,383,000 | 142,015,000 |
| Noninterest-bearing deposits | 30,446,000 | 29,892,000 | 30,206,000 | 37,325,000 |
| Equity capital | 16,500,000 | 16,156,000 | 16,166,000 | 16,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,529,000 | 7,078,000 | 10,842,000 | 14,605,000 |
| Interest expense | 675,000 | 1,310,000 | 1,918,000 | 2,509,000 |
| Net interest income | 2,854,000 | 5,768,000 | 8,924,000 | 12,096,000 |
| Noninterest income | 551,000 | 1,172,000 | 1,842,000 | 2,563,000 |
| Noninterest expense | 2,150,000 | 4,475,000 | 6,856,000 | 9,228,000 |
| Provision for loan losses | 311,000 | 522,000 | 685,000 | 868,000 |
| Pretax income | 945,000 | 1,944,000 | 3,226,000 | 4,562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 945,000 | 1,944,000 | 3,226,000 | 4,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,230,000 | 14,843,000 | 14,856,000 | 15,556,000 |
| Total capital | 16,947,000 | 16,589,000 | 16,689,000 | 17,439,000 |
| Risk-weighted assets | 137,342,000 | 139,608,000 | 146,607,000 | 150,533,000 |