Call reports 2009
FIRSTBANK — 2009
What FIRSTBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 177,705,000 | 177,975,000 | 188,197,000 | 194,770,000 |
| Total loans | 148,700,000 | 149,692,000 | 152,163,000 | 155,936,000 |
| Allowance for loan losses | 1,340,000 | 1,408,000 | 1,442,000 | 1,611,000 |
| Securities available for sale | 1,018,000 | 3,897,000 | 4,865,000 | 4,202,000 |
| Securities held to maturity | 555,000 | 555,000 | 490,000 | 490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,566,000 | 146,249,000 | 151,085,000 | 161,934,000 |
| Interest-bearing deposits | 117,992,000 | 116,340,000 | 120,373,000 | 128,534,000 |
| Noninterest-bearing deposits | 31,574,000 | 29,909,000 | 30,712,000 | 33,400,000 |
| Equity capital | 15,826,000 | 16,082,000 | 16,432,000 | 16,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,272,000 | 6,700,000 | 10,341,000 | 13,872,000 |
| Interest expense | 665,000 | 1,290,000 | 1,938,000 | 2,623,000 |
| Net interest income | 2,607,000 | 5,410,000 | 8,403,000 | 11,249,000 |
| Noninterest income | 532,000 | 1,079,000 | 1,646,000 | 2,230,000 |
| Noninterest expense | 1,990,000 | 4,044,000 | 6,177,000 | 8,240,000 |
| Provision for loan losses | 298,000 | 597,000 | 995,000 | 1,665,000 |
| Pretax income | 851,000 | 1,848,000 | 2,876,000 | 3,573,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 851,000 | 1,848,000 | 2,876,000 | 3,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,639,000 | 14,900,000 | 15,188,000 | 15,225,000 |
| Total capital | 15,979,000 | 16,308,000 | 16,630,000 | 16,836,000 |
| Risk-weighted assets | 133,431,000 | 134,236,000 | 138,625,000 | 139,847,000 |