Call reports 2006
FIRSTBANK — 2006
What FIRSTBANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 115,347,000 | 121,560,000 | 124,552,000 | 132,138,000 |
| Total loans | 96,315,000 | 103,020,000 | 107,670,000 | 117,269,000 |
| Allowance for loan losses | 975,000 | 950,000 | 894,000 | 1,024,000 |
| Securities available for sale | 3,189,000 | 2,139,000 | 2,112,000 | 1,581,000 |
| Securities held to maturity | 804,000 | 783,000 | 714,000 | 706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,132,000 | 109,174,000 | 111,941,000 | 116,628,000 |
| Interest-bearing deposits | 76,979,000 | 82,933,000 | 84,266,000 | 89,689,000 |
| Noninterest-bearing deposits | 26,153,000 | 26,241,000 | 27,675,000 | 26,939,000 |
| Equity capital | 10,919,000 | 10,973,000 | 11,080,000 | 13,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,277,000 | 4,708,000 | 7,311,000 | 10,127,000 |
| Interest expense | 445,000 | 1,005,000 | 1,691,000 | 2,452,000 |
| Net interest income | 1,832,000 | 3,703,000 | 5,620,000 | 7,675,000 |
| Noninterest income | 396,000 | 843,000 | 1,250,000 | 1,700,000 |
| Noninterest expense | 1,361,000 | 2,898,000 | 4,511,000 | 6,183,000 |
| Provision for loan losses | 12,000 | 84,000 | 156,000 | 356,000 |
| Pretax income | 855,000 | 1,564,000 | 2,203,000 | 2,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 855,000 | 1,564,000 | 2,203,000 | 2,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,795,000 | 9,757,000 | 9,942,000 | 12,475,000 |
| Total capital | 10,770,000 | 10,707,000 | 10,836,000 | 13,499,000 |
| Risk-weighted assets | 84,595,000 | 88,542,000 | 92,199,000 | 97,920,000 |