Call reports 2003
FIRSTBANK — 2003
What FIRSTBANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 100,290,000 | 103,647,000 | 102,788,000 | 113,537,000 |
| Total loans | 70,787,000 | 71,136,000 | 74,819,000 | 74,186,000 |
| Allowance for loan losses | 1,317,000 | 1,331,000 | 1,251,000 | 1,010,000 |
| Securities available for sale | 9,705,000 | 8,694,000 | 7,116,000 | 6,190,000 |
| Securities held to maturity | 1,413,000 | 1,350,000 | 1,242,000 | 1,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,926,000 | 92,907,000 | 91,756,000 | 102,584,000 |
| Interest-bearing deposits | 70,317,000 | 71,293,000 | 70,866,000 | 77,859,000 |
| Noninterest-bearing deposits | 19,609,000 | 21,614,000 | 20,890,000 | 24,725,000 |
| Equity capital | 9,513,000 | 9,824,000 | 9,929,000 | 9,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,807,000 | 3,650,000 | 5,554,000 | 7,384,000 |
| Interest expense | 320,000 | 600,000 | 847,000 | 1,060,000 |
| Net interest income | 1,487,000 | 3,050,000 | 4,707,000 | 6,324,000 |
| Noninterest income | 245,000 | 518,000 | 827,000 | 1,159,000 |
| Noninterest expense | 987,000 | 1,935,000 | 3,022,000 | 4,077,000 |
| Provision for loan losses | 0 | 0 | 0 | 88,000 |
| Pretax income | 745,000 | 1,633,000 | 2,512,000 | 3,318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 745,000 | 1,633,000 | 2,512,000 | 3,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,085,000 | 8,423,000 | 8,607,000 | 8,707,000 |
| Total capital | 8,936,000 | 9,289,000 | 9,503,000 | 9,622,000 |
| Risk-weighted assets | 67,601,000 | 68,786,000 | 71,334,000 | 73,122,000 |