Call reports 2002
FIRSTBANK — 2002
What FIRSTBANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,270,000 | 92,153,000 | 92,731,000 | 95,252,000 |
| Total loans | 63,421,000 | 63,653,000 | 67,485,000 | 69,525,000 |
| Allowance for loan losses | 1,503,000 | 1,425,000 | 1,403,000 | 1,309,000 |
| Securities available for sale | 11,904,000 | 11,851,000 | 11,566,000 | 9,110,000 |
| Securities held to maturity | 855,000 | 766,000 | 696,000 | 1,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,889,000 | 82,361,000 | 82,588,000 | 84,978,000 |
| Interest-bearing deposits | 65,433,000 | 64,524,000 | 63,575,000 | 64,377,000 |
| Noninterest-bearing deposits | 18,456,000 | 17,837,000 | 19,013,000 | 20,601,000 |
| Equity capital | 8,669,000 | 9,018,000 | 9,315,000 | 9,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,563,000 | 5,366,000 | 7,220,000 |
| Interest expense | 407,000 | 784,000 | 1,138,000 | 1,480,000 |
| Net interest income | 1,390,000 | 2,779,000 | 4,228,000 | 5,740,000 |
| Noninterest income | 181,000 | 403,000 | 655,000 | 902,000 |
| Noninterest expense | 1,062,000 | 1,970,000 | 2,929,000 | 4,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 509,000 | 1,212,000 | 1,954,000 | 2,528,000 |
| Income tax | 0 | 0 | -32,000 | -32,000 |
| Net income | 509,000 | 1,212,000 | 1,986,000 | 2,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,231,000 | 7,517,000 | 7,790,000 | 7,865,000 |
| Total capital | 7,955,000 | 8,264,000 | 8,573,000 | 8,694,000 |
| Risk-weighted assets | 59,252,000 | 59,060,000 | 62,056,000 | 65,871,000 |