Call reports 2025
SELECT BANK — 2025
What SELECT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 494,476,000 | 501,215,000 | 507,211,000 | 512,888,000 |
| Total loans | 429,755,000 | 437,442,000 | 444,109,000 | 444,067,000 |
| Allowance for loan losses | 3,587,000 | 3,589,000 | 3,591,000 | 3,594,000 |
| Securities available for sale | 38,003,000 | 37,061,000 | 37,588,000 | 38,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,268,000 | 446,790,000 | 456,003,000 | 465,073,000 |
| Interest-bearing deposits | 402,550,000 | 403,788,000 | 409,737,000 | 413,454,000 |
| Noninterest-bearing deposits | 43,718,000 | 43,002,000 | 46,266,000 | 51,619,000 |
| Equity capital | 35,787,000 | 36,247,000 | 38,915,000 | 40,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,621,000 | 13,703,000 | 21,020,000 | 28,441,000 |
| Interest expense | 3,295,000 | 6,655,000 | 10,025,000 | 13,250,000 |
| Net interest income | 3,326,000 | 7,048,000 | 10,995,000 | 15,191,000 |
| Noninterest income | 286,000 | 623,000 | 926,000 | 1,269,000 |
| Noninterest expense | 2,398,000 | 4,996,000 | 7,534,000 | 10,760,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 1,189,000 | 2,650,000 | 4,319,000 | 5,632,000 |
| Income tax | 221,000 | 497,000 | 817,000 | 895,000 |
| Net income | 968,000 | 2,153,000 | 3,502,000 | 4,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,481,000 | 43,567,000 | 45,161,000 | 45,898,000 |
| Total capital | 45,920,000 | 47,008,000 | 48,604,000 | 49,344,000 |
| Risk-weighted assets | 382,570,000 | 390,309,000 | 392,159,000 | 397,741,000 |