Call reports 2022
SELECT BANK — 2022
What SELECT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 393,151,000 | 406,286,000 | 415,993,000 | 440,948,000 |
| Total loans | 301,435,000 | 323,166,000 | 340,316,000 | 354,616,000 |
| Allowance for loan losses | 2,083,000 | 2,105,000 | 2,137,000 | 2,250,000 |
| Securities available for sale | 53,766,000 | 40,791,000 | 38,323,000 | 49,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,668,000 | 377,372,000 | 385,897,000 | 409,652,000 |
| Interest-bearing deposits | 299,975,000 | 317,608,000 | 322,981,000 | 339,605,000 |
| Noninterest-bearing deposits | 61,693,000 | 59,764,000 | 62,916,000 | 70,047,000 |
| Equity capital | 30,455,000 | 28,108,000 | 28,788,000 | 29,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,122,000 | 6,878,000 | 10,869,000 | 15,684,000 |
| Interest expense | 594,000 | 1,118,000 | 1,786,000 | 2,801,000 |
| Net interest income | 2,528,000 | 5,760,000 | 9,083,000 | 12,883,000 |
| Noninterest income | 890,000 | 1,132,000 | 1,355,000 | 1,569,000 |
| Noninterest expense | 2,416,000 | 4,868,000 | 7,222,000 | 10,219,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 260,000 |
| Pretax income | 1,002,000 | 2,024,000 | 3,186,000 | 3,973,000 |
| Income tax | 179,000 | 361,000 | 571,000 | 608,000 |
| Net income | 823,000 | 1,663,000 | 2,615,000 | 3,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,734,000 | 34,442,000 | 36,955,000 | 37,246,000 |
| Total capital | 35,817,000 | 36,547,000 | 39,092,000 | 39,496,000 |
| Risk-weighted assets | 243,129,000 | 268,080,000 | 280,665,000 | 292,769,000 |