Call reports 2021
SELECT BANK — 2021
What SELECT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 379,787,000 | 368,879,000 | 385,251,000 | 395,272,000 |
| Total loans | 298,637,000 | 309,926,000 | 291,042,000 | 296,126,000 |
| Allowance for loan losses | 1,816,000 | 1,881,000 | 2,021,000 | 2,082,000 |
| Securities available for sale | 949,000 | 950,000 | 29,303,000 | 46,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,987,000 | 324,046,000 | 347,739,000 | 356,081,000 |
| Interest-bearing deposits | 251,184,000 | 275,533,000 | 300,542,000 | 300,275,000 |
| Noninterest-bearing deposits | 49,803,000 | 48,513,000 | 47,196,000 | 55,806,000 |
| Equity capital | 27,563,000 | 27,857,000 | 30,286,000 | 32,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,344,000 | 6,827,000 | 10,709,000 | 15,046,000 |
| Interest expense | 745,000 | 1,447,000 | 2,106,000 | 2,863,000 |
| Net interest income | 2,599,000 | 5,380,000 | 8,603,000 | 12,183,000 |
| Noninterest income | 215,000 | 527,000 | 857,000 | 1,126,000 |
| Noninterest expense | 1,931,000 | 4,178,000 | 6,755,000 | 9,963,000 |
| Provision for loan losses | 220,000 | 340,000 | 500,000 | 560,000 |
| Pretax income | 663,000 | 1,389,000 | 2,205,000 | 2,786,000 |
| Income tax | 129,000 | 276,000 | 442,000 | 479,000 |
| Net income | 534,000 | 1,113,000 | 1,763,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,563,000 | 27,857,000 | 30,370,000 | 33,058,000 |
| Total capital | 29,379,000 | 29,738,000 | 32,391,000 | 35,140,000 |
| Risk-weighted assets | 173,081,000 | 187,653,000 | 185,683,000 | 219,561,000 |