Call reports 2020
SELECT BANK — 2020
What SELECT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 261,432,000 | 322,219,000 | 323,823,000 | 329,537,000 |
| Total loans | 230,299,000 | 289,638,000 | 295,081,000 | 290,246,000 |
| Allowance for loan losses | 1,194,000 | 1,295,000 | 1,335,000 | 1,596,000 |
| Securities available for sale | 1,253,000 | 1,151,000 | 1,149,000 | 949,000 |
| Securities held to maturity | 0 | 250,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,650,000 | 245,616,000 | 246,506,000 | 256,655,000 |
| Interest-bearing deposits | 191,343,000 | 200,042,000 | 204,740,000 | 216,238,000 |
| Noninterest-bearing deposits | 24,307,000 | 45,574,000 | 41,766,000 | 40,417,000 |
| Equity capital | 24,540,000 | 24,983,000 | 25,550,000 | 27,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,831,000 | 5,733,000 | 9,385,000 | 12,376,000 |
| Interest expense | 953,000 | 1,811,000 | 2,732,000 | 3,611,000 |
| Net interest income | 1,878,000 | 3,922,000 | 6,653,000 | 8,765,000 |
| Noninterest income | 169,000 | 480,000 | 698,000 | 991,000 |
| Noninterest expense | 1,498,000 | 3,161,000 | 4,793,000 | 6,542,000 |
| Provision for loan losses | 20,000 | 120,000 | 617,000 | 877,000 |
| Pretax income | 529,000 | 1,121,000 | 1,941,000 | 2,337,000 |
| Income tax | 106,000 | 227,000 | 409,000 | 505,000 |
| Net income | 423,000 | 894,000 | 1,532,000 | 1,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,539,000 | 24,983,000 | 25,551,000 | 27,028,000 |
| Total capital | 25,733,000 | 26,278,000 | 26,886,000 | 28,624,000 |
| Risk-weighted assets | 146,311,000 | 149,961,000 | 145,834,000 | 165,188,000 |