Call reports 2019
SELECT BANK — 2019
What SELECT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 226,886,000 | 227,520,000 | 244,034,000 | 255,278,000 |
| Total loans | 200,040,000 | 209,386,000 | 212,987,000 | 225,395,000 |
| Allowance for loan losses | 1,275,000 | 1,252,000 | 1,253,000 | 1,239,000 |
| Securities available for sale | 738,000 | 743,000 | 1,245,000 | 1,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,997,000 | 205,370,000 | 211,152,000 | 220,135,000 |
| Interest-bearing deposits | 185,813,000 | 183,622,000 | 185,096,000 | 196,090,000 |
| Noninterest-bearing deposits | 19,184,000 | 21,748,000 | 26,055,000 | 24,045,000 |
| Equity capital | 20,891,000 | 21,039,000 | 21,559,000 | 23,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,475,000 | 5,072,000 | 7,778,000 | 10,609,000 |
| Interest expense | 800,000 | 1,714,000 | 2,683,000 | 3,686,000 |
| Net interest income | 1,675,000 | 3,358,000 | 5,095,000 | 6,923,000 |
| Noninterest income | 98,000 | 218,000 | 359,000 | 509,000 |
| Noninterest expense | 1,268,000 | 2,572,000 | 3,968,000 | 5,357,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 505,000 | 1,004,000 | 1,486,000 | 2,065,000 |
| Income tax | 104,000 | 201,000 | 294,000 | 387,000 |
| Net income | 401,000 | 803,000 | 1,192,000 | 1,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,891,000 | 21,037,000 | 21,559,000 | 23,985,000 |
| Total capital | 22,166,000 | 22,289,000 | 22,812,000 | 25,224,000 |
| Risk-weighted assets | 126,546,000 | 126,847,000 | 137,857,000 | 139,874,000 |