Call reports 2018
SELECT BANK — 2018
What SELECT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 217,859,000 | 218,107,000 | 220,636,000 | 221,288,000 |
| Total loans | 188,341,000 | 192,442,000 | 200,499,000 | 200,625,000 |
| Allowance for loan losses | 1,111,000 | 1,141,000 | 1,142,000 | 1,243,000 |
| Securities available for sale | 845,000 | 847,000 | 744,000 | 746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,409,000 | 197,118,000 | 199,507,000 | 199,899,000 |
| Interest-bearing deposits | 180,011,000 | 181,044,000 | 181,926,000 | 179,584,000 |
| Noninterest-bearing deposits | 17,398,000 | 16,075,000 | 17,581,000 | 20,315,000 |
| Equity capital | 19,408,000 | 20,037,000 | 20,131,000 | 20,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,572,000 | 6,997,000 | 9,450,000 |
| Interest expense | 635,000 | 1,338,000 | 2,090,000 | 2,876,000 |
| Net interest income | 1,619,000 | 3,234,000 | 4,907,000 | 6,574,000 |
| Noninterest income | 147,000 | 295,000 | 439,000 | 547,000 |
| Noninterest expense | 1,164,000 | 2,328,000 | 3,618,000 | 4,901,000 |
| Provision for loan losses | 24,000 | 84,000 | 84,000 | 184,000 |
| Pretax income | 578,000 | 1,117,000 | 1,644,000 | 2,036,000 |
| Income tax | 107,000 | 217,000 | 350,000 | 384,000 |
| Net income | 471,000 | 900,000 | 1,294,000 | 1,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,409,000 | 20,037,000 | 20,131,000 | 20,487,000 |
| Total capital | 20,520,000 | 21,178,000 | 21,273,000 | 21,730,000 |
| Risk-weighted assets | 127,256,000 | 126,196,000 | 131,368,000 | 129,033,000 |