Call reports 2017
SELECT BANK — 2017
What SELECT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 195,199,000 | 199,749,000 | 205,136,000 | 210,133,000 |
| Total loans | 166,666,000 | 175,820,000 | 186,380,000 | 193,117,000 |
| Allowance for loan losses | 1,324,000 | 1,335,000 | 1,333,000 | 1,085,000 |
| Securities available for sale | 1,111,000 | 1,109,000 | 1,100,000 | 1,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,719,000 | 180,930,000 | 185,912,000 | 190,203,000 |
| Interest-bearing deposits | 161,353,000 | 163,404,000 | 167,970,000 | 173,459,000 |
| Noninterest-bearing deposits | 15,367,000 | 17,526,000 | 17,942,000 | 16,744,000 |
| Equity capital | 17,773,000 | 18,167,000 | 18,471,000 | 18,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,921,000 | 6,080,000 | 8,317,000 |
| Interest expense | 483,000 | 992,000 | 1,527,000 | 2,110,000 |
| Net interest income | 1,441,000 | 2,929,000 | 4,553,000 | 6,207,000 |
| Noninterest income | 165,000 | 374,000 | 533,000 | 655,000 |
| Noninterest expense | 1,004,000 | 2,085,000 | 3,201,000 | 4,556,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | -220,000 |
| Pretax income | 582,000 | 1,188,000 | 1,855,000 | 2,526,000 |
| Income tax | 204,000 | 415,000 | 629,000 | 1,133,000 |
| Net income | 378,000 | 773,000 | 1,226,000 | 1,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,773,000 | 18,167,000 | 18,471,000 | 18,738,000 |
| Total capital | 19,097,000 | 19,502,000 | 19,804,000 | 19,823,000 |
| Risk-weighted assets | 119,931,000 | 122,335,000 | 131,386,000 | 132,912,000 |