Call reports 2015
SELECT BANK — 2015
What SELECT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 137,846,000 | 148,494,000 | 149,558,000 | 149,917,000 |
| Total loans | 122,663,000 | 131,052,000 | 131,811,000 | 138,327,000 |
| Allowance for loan losses | 1,272,000 | 1,310,000 | 1,295,000 | 1,236,000 |
| Securities available for sale | 111,000 | 111,000 | 110,000 | 110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,363,000 | 134,382,000 | 134,898,000 | 134,625,000 |
| Interest-bearing deposits | 110,023,000 | 119,056,000 | 121,802,000 | 122,234,000 |
| Noninterest-bearing deposits | 14,340,000 | 15,326,000 | 13,095,000 | 12,390,000 |
| Equity capital | 13,192,000 | 13,784,000 | 14,268,000 | 14,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,108,000 | 4,713,000 | 6,252,000 |
| Interest expense | 306,000 | 642,000 | 995,000 | 1,362,000 |
| Net interest income | 1,218,000 | 2,466,000 | 3,718,000 | 4,890,000 |
| Noninterest income | 125,000 | 267,000 | 413,000 | 543,000 |
| Noninterest expense | 901,000 | 1,817,000 | 2,758,000 | 3,745,000 |
| Provision for loan losses | 55,000 | 94,000 | 124,000 | 154,000 |
| Pretax income | 387,000 | 822,000 | 1,249,000 | 1,534,000 |
| Income tax | 129,000 | 272,000 | 414,000 | 488,000 |
| Net income | 258,000 | 550,000 | 835,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,647,000 | 13,373,000 | 13,980,000 | 14,486,000 |
| Total capital | 13,915,000 | 14,683,000 | 15,252,000 | 15,722,000 |
| Risk-weighted assets | 100,251,000 | 105,339,000 | 101,792,000 | 109,434,000 |