Call reports 2013
SELECT BANK — 2013
What SELECT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 109,704,000 | 115,325,000 | 115,737,000 | 117,123,000 |
| Total loans | 95,080,000 | 98,820,000 | 102,026,000 | 102,070,000 |
| Allowance for loan losses | 923,000 | 847,000 | 906,000 | 1,099,000 |
| Securities available for sale | 102,000 | 101,000 | 101,000 | 100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,150,000 | 103,662,000 | 103,848,000 | 105,175,000 |
| Interest-bearing deposits | 88,722,000 | 90,636,000 | 94,064,000 | 96,021,000 |
| Noninterest-bearing deposits | 9,428,000 | 13,027,000 | 9,784,000 | 9,154,000 |
| Equity capital | 11,331,000 | 11,460,000 | 11,616,000 | 11,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,278,000 | 2,608,000 | 4,024,000 | 5,443,000 |
| Interest expense | 370,000 | 724,000 | 1,059,000 | 1,390,000 |
| Net interest income | 908,000 | 1,884,000 | 2,965,000 | 4,053,000 |
| Noninterest income | 160,000 | 306,000 | 418,000 | 462,000 |
| Noninterest expense | 852,000 | 1,718,000 | 2,577,000 | 3,377,000 |
| Provision for loan losses | 60,000 | 120,000 | 220,000 | 405,000 |
| Pretax income | 156,000 | 352,000 | 586,000 | 733,000 |
| Income tax | 53,000 | 120,000 | 198,000 | 230,000 |
| Net income | 103,000 | 232,000 | 388,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,929,000 | 10,145,000 | 10,390,000 | 10,529,000 |
| Total capital | 10,852,000 | 10,992,000 | 11,296,000 | 11,628,000 |
| Risk-weighted assets | 89,410,000 | 93,564,000 | 95,011,000 | 95,685,000 |