Call reports 2012
SELECT BANK — 2012
What SELECT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,826,000 | 105,716,000 | 114,021,000 | 111,118,000 |
| Total loans | 93,332,000 | 91,266,000 | 95,596,000 | 93,864,000 |
| Allowance for loan losses | 1,193,000 | 1,200,000 | 1,090,000 | 1,020,000 |
| Securities available for sale | 513,000 | 510,000 | 507,000 | 103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,195,000 | 94,319,000 | 102,559,000 | 99,694,000 |
| Interest-bearing deposits | 83,461,000 | 85,776,000 | 88,718,000 | 88,062,000 |
| Noninterest-bearing deposits | 9,735,000 | 8,543,000 | 13,841,000 | 11,632,000 |
| Equity capital | 10,983,000 | 11,097,000 | 11,220,000 | 11,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,384,000 | 2,746,000 | 4,097,000 | 5,437,000 |
| Interest expense | 387,000 | 774,000 | 1,168,000 | 1,556,000 |
| Net interest income | 997,000 | 1,972,000 | 2,929,000 | 3,881,000 |
| Noninterest income | 113,000 | 269,000 | 458,000 | 617,000 |
| Noninterest expense | 891,000 | 1,774,000 | 2,658,000 | 3,640,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 350,000 |
| Pretax income | 144,000 | 317,000 | 504,000 | 508,000 |
| Income tax | 49,000 | 108,000 | 171,000 | 168,000 |
| Net income | 95,000 | 209,000 | 333,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,468,000 | 9,601,000 | 9,799,000 | 9,800,000 |
| Total capital | 10,553,000 | 10,668,000 | 10,889,000 | 10,820,000 |
| Risk-weighted assets | 85,902,000 | 85,267,000 | 88,676,000 | 89,473,000 |