Call reports 2011
SELECT BANK — 2011
What SELECT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,764,000 | 103,215,000 | 105,835,000 | 103,441,000 |
| Total loans | 88,433,000 | 87,351,000 | 89,355,000 | 90,805,000 |
| Allowance for loan losses | 1,563,000 | 1,330,000 | 1,370,000 | 1,381,000 |
| Securities available for sale | 520,000 | 515,000 | 509,000 | 515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,966,000 | 92,311,000 | 94,818,000 | 92,356,000 |
| Interest-bearing deposits | 84,078,000 | 84,623,000 | 87,334,000 | 85,101,000 |
| Noninterest-bearing deposits | 7,888,000 | 7,688,000 | 7,485,000 | 7,255,000 |
| Equity capital | 10,630,000 | 10,726,000 | 10,808,000 | 10,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,611,000 | 3,924,000 | 5,285,000 |
| Interest expense | 405,000 | 815,000 | 1,229,000 | 1,635,000 |
| Net interest income | 888,000 | 1,796,000 | 2,695,000 | 3,650,000 |
| Noninterest income | 59,000 | 166,000 | 245,000 | 386,000 |
| Noninterest expense | 844,000 | 1,693,000 | 2,506,000 | 3,356,000 |
| Provision for loan losses | 15,000 | 35,000 | 75,000 | 200,000 |
| Pretax income | 88,000 | 234,000 | 359,000 | 480,000 |
| Income tax | 30,000 | 80,000 | 123,000 | 166,000 |
| Net income | 58,000 | 154,000 | 236,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,895,000 | 9,024,000 | 9,149,000 | 9,324,000 |
| Total capital | 9,955,000 | 10,048,000 | 10,214,000 | 10,394,000 |
| Risk-weighted assets | 84,212,000 | 83,572,000 | 84,895,000 | 84,518,000 |