Call reports 2010
SELECT BANK — 2010
What SELECT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 100,121,000 | 102,179,000 | 102,309,000 | 100,465,000 |
| Total loans | 83,641,000 | 83,939,000 | 86,196,000 | 86,599,000 |
| Allowance for loan losses | 1,021,000 | 1,389,000 | 2,025,000 | 1,509,000 |
| Securities available for sale | 516,000 | 506,000 | 509,000 | 526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,968,000 | 91,149,000 | 91,602,000 | 89,696,000 |
| Interest-bearing deposits | 81,560,000 | 83,135,000 | 84,697,000 | 82,110,000 |
| Noninterest-bearing deposits | 7,408,000 | 8,014,000 | 6,905,000 | 7,585,000 |
| Equity capital | 10,970,000 | 10,827,000 | 10,512,000 | 10,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,491,000 | 3,747,000 | 5,034,000 |
| Interest expense | 452,000 | 912,000 | 1,355,000 | 1,786,000 |
| Net interest income | 772,000 | 1,579,000 | 2,392,000 | 3,248,000 |
| Noninterest income | 84,000 | 163,000 | 337,000 | 435,000 |
| Noninterest expense | 801,000 | 1,615,000 | 2,448,000 | 3,301,000 |
| Provision for loan losses | 36,000 | 319,000 | 956,000 | 966,000 |
| Pretax income | 19,000 | -192,000 | -675,000 | -584,000 |
| Income tax | 7,000 | -65,000 | -229,000 | -196,000 |
| Net income | 12,000 | -127,000 | -446,000 | -388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,403,000 | 9,465,000 | 8,773,000 | 8,764,000 |
| Total capital | 10,337,000 | 10,534,000 | 9,825,000 | 9,806,000 |
| Risk-weighted assets | 85,289,000 | 84,926,000 | 83,250,000 | 82,896,000 |