Call reports 2009
SELECT BANK — 2009
What SELECT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 83,555,000 | 90,269,000 | 91,728,000 | 90,416,000 |
| Total loans | 64,251,000 | 69,827,000 | 73,468,000 | 79,158,000 |
| Allowance for loan losses | 992,000 | 1,056,000 | 949,000 | 1,359,000 |
| Securities available for sale | 515,000 | 511,000 | 506,000 | 520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,716,000 | 78,658,000 | 80,225,000 | 78,847,000 |
| Interest-bearing deposits | 66,568,000 | 72,117,000 | 73,679,000 | 71,631,000 |
| Noninterest-bearing deposits | 5,148,000 | 6,541,000 | 6,546,000 | 7,216,000 |
| Equity capital | 11,621,000 | 11,380,000 | 11,201,000 | 10,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 990,000 | 2,068,000 | 3,167,000 | 4,359,000 |
| Interest expense | 555,000 | 1,155,000 | 1,719,000 | 2,180,000 |
| Net interest income | 435,000 | 913,000 | 1,448,000 | 2,179,000 |
| Noninterest income | 72,000 | 147,000 | 206,000 | 274,000 |
| Noninterest expense | 989,000 | 1,829,000 | 2,617,000 | 3,462,000 |
| Provision for loan losses | 63,000 | 127,000 | 190,000 | 599,000 |
| Pretax income | -545,000 | -896,000 | -1,153,000 | -1,608,000 |
| Income tax | -181,000 | -295,000 | -376,000 | -524,000 |
| Net income | -364,000 | -601,000 | -777,000 | -1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,621,000 | 11,380,000 | 11,201,000 | 9,219,000 |
| Total capital | 12,525,000 | 12,347,000 | 12,150,000 | 10,232,000 |
| Risk-weighted assets | 74,428,000 | 81,120,000 | 84,065,000 | 79,858,000 |